Used Cars for Sale in Bayside, NY

Value Your Trade

35 Matching Vehicles Found

Vehicle Info
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CarFax Report
Clean CARFAX. Lunar Blue Metallic 2016 Mercedes-Benz C-Class C 300 4MATIC® 4MATIC® 7G-TRONIC PLUS 7-Speed Automatic 2.0L I4 Turbocharged 4MATIC®.

Odometer is 7508 miles below market average! 24/31 City/Highway MPG


Reviews:
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CARFAX 1-Owner vehicle
Mercedes-Benz USA
Special financing rates as low as 1.99% up to 36 months!!
FREE 2 YEARS MAINTENANCE INCLUDED!!
CARFAX One-Owner. Clean CARFAX. Certified. Black 2016 Mercedes-Benz C-Class C 300 4MATIC® 4MATIC® 7G-TRONIC PLUS 7-Speed Automatic 2.0L I4 Turbocharged 4MATIC®.

Recent Arrival! 24/31 City/Highway MPG

Mercedes-Benz Certified Pre-Owned Details:

* Vehicle History
* 150 Point Inspection
* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date
* Warranty Deductible: $0
* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege
* Transferable Warranty
* Roadside Assistance


Reviews:
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CarFax Report
Special financing rates as low as 1.99% up to 36 months!!
AMG® SPORT PKG! PREMIUM PKG! MULTIMEDIA PKG! PANORAMA SUNROOF!
Clean CARFAX. Black 2015 Mercedes-Benz C-Class C 300 4MATIC® 4MATIC® 7G-TRONIC PLUS 7-Speed Automatic 2.0L I4 Turbocharged 4MATIC®.

Recent Arrival! Odometer is 8596 miles below market average! 24/31 City/Highway MPG


Reviews:
* Swift and smooth acceleration; whisper-quiet interior; easy-to-use regenerative braking; attentiveness monitoring system that warns drivers when they exhibit signs of drowsiness behind the wheel; a nice palette of options. Source: Edmunds
 
CARFAX 1-Owner vehicle
Mercedes-Benz USA
Special financing rates as low as 1.99% up to 36 months!!
FREE 2 YEARS MAINTENANCE INCLUDED!!
AMG SPORT PKG! LANE TRACKING! 18" AMG® WHEELS!
CARFAX One-Owner. Clean CARFAX. Certified. Polar White 2016 Mercedes-Benz E-Class E 350 4MATIC® 4MATIC® 7-Speed Automatic 3.5L 6-Cylinder DOHC 4MATIC®.

Recent Arrival! 20/28 City/Highway MPG

Mercedes-Benz Certified Pre-Owned Details:

* Vehicle History
* Warranty Deductible: $0
* 150 Point Inspection
* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date
* Roadside Assistance
* Transferable Warranty
* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege


Reviews:
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. Polar White 2015 Mercedes-Benz M-Class ML 350 4MATIC® 4MATIC® 7-Speed Automatic 3.5L V6 DOHC 24V 4MATIC®, Almond Beige/Mocha w/MB-Tex Leatherette Seat Trim.

Recent Arrival!

Awards:
* 2015 IIHS Top Safety Pick+


Reviews:
* Whether you're looking for a 5-passenger luxury SUV that can sip the least fuel possible, a luxury SUV that can rip to 174 mph, or a luxury SUV that splits that difference one way or the other, the 2015 Mercedes-Benz M-Class is a good bet. Source: KBB.com
* Very fuel-efficient diesel; very quick gasoline engines; serene ride; rich interior appointments; roomy backseat; top crash scores. Source: Edmunds
* Every element of the 2015 M-Class cabin is thoughtfully engineered and elegantly crafted to make you feel at home, and in control, on any road. The standard 19-inch alloy wheels further accent the already stark design of the M-Class. Bright white LED Daytime Running Lamps help increase the visibility of your vehicle to oncoming traffic by illuminating front lights whenever the car is switched on. On the inside, wood trim adorns the console, dash, steering wheel and doors. MB-Tex upholstery offers a rich appearance and supple leather-like feel, even in cold weather. Electrically heated front seats quickly take the chill out of even the coldest day. 60/40 split-folding rear seat backs with flip-forward seat cushions allow for a truly flat cargo floor. The Cockpit Management and Data (COMAND®) system features a high-resolution color-LCD display. This is utilized to manage audio, video, and other hands free calling and navigation functions. The M-Class features a 302hp 3.5L V6 with up to 6,600lbs of towing power or a 329hp or 3.0L biturbo V6 with 7,200lbs. The 7-speed automatic has been made even smoother, more responsive and more efficient while paddle shifters allow you to manually upshift and downshift with just a flick of your fingers. Powerful 4-wheel disc brakes grant you the all of the stopping power that you need. Mercedes-Benz is concerned with keeping the family safe, and the quality of the safety options present on the M-Class is proof of that. A suite of standard air bags offers advanced protection. A driver's knee air bag supplements the dual-stage front air bags. Enjoy the strong, controlled stopping power of dual-circuit power-assisted 4-wheel disc brakes, backed by an Antilock Braking System. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
Special financing rates as low as 1.99% up to 36 months!!
FREE 2 YEARS MAINTENANCE INCLUDED!!
AMG® SPORT PKG! MULTIMEDIA PKG! PANORAMA SUNROOF!
CARFAX One-Owner. Clean CARFAX. Certified. Black 2016 Mercedes-Benz C-Class C 300 4MATIC® 4MATIC® 7G-TRONIC PLUS 7-Speed Automatic 2.0L I4 Turbocharged 4MATIC®.

Recent Arrival! Odometer is 16026 miles below market average! 24/31 City/Highway MPG

Mercedes-Benz Certified Pre-Owned Details:

* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege
* Warranty Deductible: $0
* Transferable Warranty
* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date
* Vehicle History
* 165 Point Inspection
* Roadside Assistance


Reviews:
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CARFAX 1-Owner vehicle
Special financing rates as low as 1.99% up to 36 months!!
FREE 2 YEARS MAINTENANCE INCLUDED!!
AMG® SPORT PKG! NIGHT PKG! PANORAMA SUNROOF!
CARFAX One-Owner. Clean CARFAX. Certified. Polar White 2016 Mercedes-Benz C-Class C 300 4MATIC® 4MATIC® 7G-TRONIC PLUS 7-Speed Automatic 2.0L I4 Turbocharged 4MATIC®.

Recent Arrival! Odometer is 11982 miles below market average! 24/31 City/Highway MPG

Mercedes-Benz Certified Pre-Owned Details:

* 165 Point Inspection
* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date
* Transferable Warranty
* Vehicle History
* Roadside Assistance
* Warranty Deductible: $0
* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege


Reviews:
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CARFAX 1-Owner vehicle
Mercedes-Benz USA
Special financing rates as low as 1.99% up to 36 months!!
FREE 2 YEARS MAINTENANCE INCLUDED!!
AMG® PKG!
CARFAX One-Owner. Clean CARFAX. Certified. Black 2016 Mercedes-Benz E-Class E 350 4MATIC® 4MATIC® 7-Speed Automatic 3.5L 6-Cylinder DOHC 4MATIC®.

Mercedes-Benz Certified Pre-Owned Details:

* Roadside Assistance
* Transferable Warranty
* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date
* 165 Point Inspection
* Vehicle History
* Warranty Deductible: $0
* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege


Reviews:
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CarFax Report
Special financing rates as low as 1.99% up to 36 months!!
Clean CARFAX. Selenite Gray Metallic 2017 Mercedes-Benz C-Class C 300 4MATIC® 4MATIC® 7G-TRONIC PLUS 7-Speed Automatic 2.0L I4 Turbocharged 4MATIC®.

24/31 City/Highway MPG


Reviews:
* The interior is impeccably crafted; there are plenty of available cutting-edge features; exterior styling turns heads everywhere. Source: Edmunds
* Balance of comfort and performance makes it an appealing daily driver; solid fuel efficiency from the standard four-cylinder engine; plenty of room for adult-sized passengers in back; a long list of advanced safety features are available; elegant design inside and out gives it a true luxury appearance. Source: Edmunds
* Elegant interior and exterior design; excellent balance between agile handling and a comfortable ride; abundant safety equipment that is better executed than most; fuel-efficient turbocharged engine. Source: Edmunds
 
CarFax Report
Mercedes-Benz USA
Clean CARFAX. Certified. Black 2015 Mercedes-Benz M-Class ML 350 4MATIC® 4MATIC® 7-Speed Automatic 3.5L V6 DOHC 24V 4MATIC®, Black w/MB-Tex Leatherette Seat Trim.

Recent Arrival! Odometer is 6659 miles below market average!

Mercedes-Benz Certified Pre-Owned Details:

* Transferable Warranty
* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege
* Warranty Deductible: $0
* 150 Point Inspection
* Roadside Assistance
* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date
* Vehicle History

Awards:
* 2015 IIHS Top Safety Pick+


Reviews:
* Whether you're looking for a 5-passenger luxury SUV that can sip the least fuel possible, a luxury SUV that can rip to 174 mph, or a luxury SUV that splits that difference one way or the other, the 2015 Mercedes-Benz M-Class is a good bet. Source: KBB.com
* Very fuel-efficient diesel; very quick gasoline engines; serene ride; rich interior appointments; roomy backseat; top crash scores. Source: Edmunds
* Every element of the 2015 M-Class cabin is thoughtfully engineered and elegantly crafted to make you feel at home, and in control, on any road. The standard 19-inch alloy wheels further accent the already stark design of the M-Class. Bright white LED Daytime Running Lamps help increase the visibility of your vehicle to oncoming traffic by illuminating front lights whenever the car is switched on. On the inside, wood trim adorns the console, dash, steering wheel and doors. MB-Tex upholstery offers a rich appearance and supple leather-like feel, even in cold weather. Electrically heated front seats quickly take the chill out of even the coldest day. 60/40 split-folding rear seat backs with flip-forward seat cushions allow for a truly flat cargo floor. The Cockpit Management and Data (COMAND®) system features a high-resolution color-LCD display. This is utilized to manage audio, video, and other hands free calling and navigation functions. The M-Class features a 302hp 3.5L V6 with up to 6,600lbs of towing power or a 329hp or 3.0L biturbo V6 with 7,200lbs. The 7-speed automatic has been made even smoother, more responsive and more efficient while paddle shifters allow you to manually upshift and downshift with just a flick of your fingers. Powerful 4-wheel disc brakes grant you the all of the stopping power that you need. Mercedes-Benz is concerned with keeping the family safe, and the quality of the safety options present on the M-Class is proof of that. A suite of standard air bags offers advanced protection. A driver's knee air bag supplements the dual-stage front air bags. Enjoy the strong, controlled stopping power of dual-circuit power-assisted 4-wheel disc brakes, backed by an Antilock Braking System. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
Special financing rates as low as 1.99% up to 36 months!!
FREE 2 YEARS MAINTENANCE INCLUDED!!
CARFAX One-Owner. Clean CARFAX. Black 2016 Mercedes-Benz GLC GLC 300 4MATIC® 4MATIC® 9-Speed Automatic 2.0L Turbocharged

Recent Arrival! Odometer is 3401 miles below market average! 21/28 City/Highway MPG

Awards:
* JD Power Vehicle Dependability Study


Reviews:
* Elegant interior and exterior design; excellent balance of performance and comfort; abundant safety equipment even for this segment; generous, family-friendly backseat space; fuel-efficient turbocharged engine. Source: Edmunds
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CARFAX 1-Owner vehicle
Mercedes-Benz USA
Special financing rates as low as 1.99% up to 36 months!!
DRIVERS ASSISTANCE PKG! MULTIMEDIA PKG! PANORAMA SUNROOF!
CARFAX One-Owner. Clean CARFAX. Polar White 2016 Mercedes-Benz GLC GLC 300 4MATIC® 4MATIC® 9-Speed Automatic 2.0L Turbocharged

Recent Arrival! 21/28 City/Highway MPG

Awards:
* JD Power Vehicle Dependability Study


Reviews:
* Elegant interior and exterior design; excellent balance of performance and comfort; abundant safety equipment even for this segment; generous, family-friendly backseat space; fuel-efficient turbocharged engine. Source: Edmunds
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CARFAX 1-Owner vehicle
Mercedes-Benz USA
Special financing rates as low as 1.99% up to 36 months!!
FREE 2 YEARS MAINTENANCE INCLUDED!!
PREMIUM PKG! MULTIMEDIA PKG!
CARFAX One-Owner. Clean CARFAX. Certified. Black 2016 Mercedes-Benz GLC GLC 300 4MATIC® 4MATIC® 9-Speed Automatic 2.0L Turbocharged

21/28 City/Highway MPG

Mercedes-Benz Certified Pre-Owned Details:

* 165 Point Inspection
* Roadside Assistance
* Transferable Warranty
* Warranty Deductible: $0
* Vehicle History
* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege
* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date

Awards:
* JD Power Vehicle Dependability Study


Reviews:
* Elegant interior and exterior design; excellent balance of performance and comfort; abundant safety equipment even for this segment; generous, family-friendly backseat space; fuel-efficient turbocharged engine. Source: Edmunds
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. Polar White 2016 Mercedes-Benz GLC GLC 300 4MATIC® 4MATIC® 9-Speed Automatic 2.0L Turbocharged

Odometer is 14873 miles below market average! 21/28 City/Highway MPG

Awards:
* JD Power Vehicle Dependability Study


Reviews:
* Elegant interior and exterior design; excellent balance of performance and comfort; abundant safety equipment even for this segment; generous, family-friendly backseat space; fuel-efficient turbocharged engine. Source: Edmunds
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CARFAX 1-Owner vehicle
Mercedes-Benz USA
Special financing rates as low as 1.99% up to 36 months!!
FREE 2 YEARS MAINTENANCE INCLUDED!!
AMG® SPORT PKG! LIGHTING PKG! LANE TRACKING PKG! AMG® WHEELS!
CARFAX One-Owner. Clean CARFAX. Certified. Polar White 2016 Mercedes-Benz E-Class E 350 4MATIC® 4MATIC® 7-Speed Automatic 3.5L 6-Cylinder DOHC 4MATIC®.

Recent Arrival! Odometer is 21624 miles below market average! 20/28 City/Highway MPG

Mercedes-Benz Certified Pre-Owned Details:

* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date
* Warranty Deductible: $0
* Roadside Assistance
* 165 Point Inspection
* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege
* Vehicle History
* Transferable Warranty


Reviews:
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CARFAX 1-Owner vehicle
Mercedes-Benz USA
Special financing rates as low as 1.99% up to 36 months!!
FREE 2 YEARS MAINTENANCE INCLUDED!!MULTIMEDIA PKG! PANORAMA SUNROOF!

CARFAX One-Owner. Certified. Polar White 2016 Mercedes-Benz GLC GLC 300 4MATIC® 4MATIC® 9-Speed Automatic 2.0L Turbocharged

Recent Arrival! Odometer is 7305 miles below market average! 21/28 City/Highway MPG

Mercedes-Benz Certified Pre-Owned Details:

* 165 Point Inspection
* Warranty Deductible: $0
* Transferable Warranty
* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege
* Vehicle History
* Roadside Assistance
* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date

Awards:
* JD Power Vehicle Dependability Study


Reviews:

* Elegant interior and exterior design; excellent balance of performance and comfort; abundant safety equipment even for this segment; generous, family-friendly backseat space; fuel-efficient turbocharged engine. Source: Edmunds
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CarFax Report
Mercedes-Benz USA
AMG DRIVERS PKG! MULTIMEDIA PKG! 20" AMG® WHEELS! PANORAMA SUNROOF!
Clean CARFAX. Certified. Polar Silver Metallic 2015 Mercedes-Benz GLA GLA 45 AMG® 4MATIC®® 4MATIC®® 7-Speed Automatic 2.0L I4 DI Turbocharged

Recent Arrival! 23/29 City/Highway MPG

Mercedes-Benz Certified Pre-Owned Details:

* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date
* Warranty Deductible: $0
* 165 Point Inspection
* Vehicle History
* Roadside Assistance
* Transferable Warranty
* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege


Reviews:
* Crave practicality and need four doors, but can't commit to a full-blown SUV? Slip into a GLA250. Feeling more extroverted about your driving? You will find satisfaction from the GLA45 AMG®'s more robust performance capabilities. Source: KBB.com
* Sporty handling and performance from base model; stunning performance from AMG® version; premium interior materials; ample safety features. Source: Edmunds
* Introducing the smallest new SUV from Mercedes-Benz, the GLA-Class. Its nimble size delivers an ideal mix of flexibility, fuel-efficiency and fun. Advanced aerodynamics enhance its efficiency and road holding while chrome roof rails and an integrated rear spoiler highlight the tautly arched roofline. A 208hp turbo engine powers the GLA250 while the GLA45 AMG® is powered by a class leading 355hp 4-cylinder engine powering you from 0-60 in 4.8 seconds. The 7-speed transmission combines the sportiness of a manual and smoothness of an automatic while also allowing you to take full control with the paddle shifters. 4MATIC® all-wheel drive also keeps the car full in control sending up to 50% of torque to the rear wheels as needed. The fuel saving ECO Start/Stop system can automatically shut off the engine while the vehicle is idle and start up again when the brakes are lifted. Inside get comfortable in the 14-way power adjustable seats while strategically placed LEDs cast a soothing yet unobtrusive glow on key interior areas. Displays and controls are logically placed while a 5.8 inch color display shows entertainment and info. Opt for the Multimedia Package and you get a 7-inch screen with features such as hard-drive based navigation, a 10GB hard drive for music, and the availability of Mercedes-Benz apps (Internet, Facebook, Movie Showtimes, Fuel Stations, Weather, Flight info, and more). Split folding rear seats allow for 17.2 cubic feet of space with the seats up or 43.6 when down. Safety features include 10-way airbags, adaptive braking technology, rain-sensing windsheild wipers. Available features include lane keeping assist, DISTRONIC PLUS® adaptive cruise control, and PARKTRONIC with Active Parking Assist and Exit. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
Mercedes-Benz USA
Special financing rates as low as 1.99% up to 36 months!!
FREE 2 YEARS MAINTENANCE INCLUDED!!
PREMIUM PKG! LANE TRACKING PKG! HEATED STEERING WHEEL!
CARFAX One-Owner. Clean CARFAX. Certified. Black 2016 Mercedes-Benz GLE GLE 350 4MATIC® 4MATIC® 7-Speed Automatic 3.5L V6 DOHC 24V


Mercedes-Benz Certified Pre-Owned Details:

* 165 Point Inspection
* Roadside Assistance
* Warranty Deductible: $0
* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date
* Vehicle History
* Transferable Warranty
* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege


Reviews:
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CarFax Report
CARFAX One-Owner. Clean CARFAX. Polar White 2016 Mercedes-Benz GLE GLE 350 4MATIC® 4MATIC® 7-Speed Automatic 3.5L V6 DOHC 24V

Recent Arrival!


Reviews:
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 
CarFax Report
Mercedes-Benz USA
CARFAX One-Owner. Clean CARFAX. Certified. Polar White 2016 Mercedes-Benz GLE GLE 350 4MATIC® 4MATIC® 7-Speed Automatic 3.5L V6 DOHC 24V

Recent Arrival! Odometer is 8312 miles below market average!

Mercedes-Benz Certified Pre-Owned Details:

* Includes Trip Interruption Reimbursement and 7 days/500 miles Exchange Privilege
* Limited Warranty: 12 Month/Unlimited Mile beginning after new car warranty expires or from certified purchase date
* Transferable Warranty
* Roadside Assistance
* 150 Point Inspection
* Vehicle History
* Warranty Deductible: $0


Reviews:
* Broad range of engine choices; quiet, upscale and well-built interior with a roomy backseat; long list of standard safety and technology features. Source: Edmunds
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

Pre-owned vehicle pricing includes all offers. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 844-307-5757 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

Custom

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Disclaimer:

Pre-owned vehicle pricing includes all offers. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 844-307-5757 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.